Used Car PCP Finance

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If you are looking to spread the cost of a used car, a Personal Contract Purchase can be a great option. Search thousands of used cars from trusted dealers on MOTORS with many available through used car PCP finance.

What is used car PCP finance?

Personal Contract Purchase is a popular way of purchasing a used car as it allows you to spread the cost of the vehicle.

PCP used car finance differs from other types of used car finance as you can return the car at the end of the agreement, making it ideal for those who like to change their car regularly.

How does PCP on used cars work?

Used car PCP finance requires you to pay a deposit upfront which is usually 10% of the value of the car. The remaining amount will then be paid off through fixed monthly payments. You will then have the option to pay an additional "balloon payment" at the end of the agreement if you wish to keep the car or you can return it.

Find out more about how Personal Contract Purchase works in our helpful guide to PCP car finance.